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Research by the Centers for Medicare & Medicaid Services (CMS) indicates that over 60 million Americans rely on Medicare annually. Of these beneficiaries, approximately 40% are aged 65 and older, while the remaining 60% include younger individuals with disabilities or ESRD. In Michigan alone, there are over 4 million Medicare beneficiaries, making it one of the states with the highest enrollment rates. This demographic trend underscores the importance of understanding how Medicare operates in the context of car accidents. For example, if an elderly individual is involved in a car accident, their Medicare coverage will likely extend to cover necessary medical treatments.

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